Save More than Credit Counseling*
Get Debt Relief Help
*Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 71% including fees, over 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment, including, for example, potential adverse impact on credit rating.
Settle Your Debt!
- You Could Reduce Your Debt*
- Resolve Debt in 24-48 Months
- One Low Monthly Payment
- Bankruptcy Alternative
Unlike Debt Settlement, credit counseling does not reduce your total debt.
Most consumer credit counseling firms claim non-profit status and pretend to be independent. But in fact, these non-profits are funded and supported by the very people you owe money to: the credit card companies. This is why consumer credit counseling companies do not negotiate your debts down; They merely try to come up with a plan to make sure you keep paying your credit card bills every single month. They want to force consumers to pay as much money as possible to the creditors.
Sure, they may help lower your interest rate a few points or eliminate a late payment or two, but the credit card companies are happy to do this when they know you are going to keep making payments that can be negotiated to a fraction with Debt settlement.
Additionally, since you are repaying 100% of your debt balance plus interest charges (even after they are reduced by consumer credit counseling), you could be in a consumer credit counseling program for 5 years! Compare that to 2-4 years for a typical debt settlement program.
Call 1-800-810-8440 today for a free consultation to see how much more you could save over credit counseling.